Committee
STEERING COMMITTEE
Ismail KABBAJ, Director ENCG-C, Hassan II University, Casablanca, Morocco
FATIMA ARIB, Director ENCG-M, Cadi Ayyad University Marrakech Morocco
MOULEY AHMED LAMRANI, Director HEEC Marrakech, Morocco
Aina SEGUN, President, Africa Fintech Network, Nigeria
Abderrahim HANSALI, President, Morocco Fintech association, Morocco
ORGANIZING COMMITTEE
MOUMOUN LAHCEN, Hassan 1st University, Settat, Morocco
HANSALI ABDERRAHIM, Cadi Ayyad University Marrakech, Morocco
OUALID ADIL, Hassan 1st University, Settat, Morocco
YASSINE MALEH, SMIEEE, National School of Applied Sciences, Khouribga, Morocco
NOREDDINE GHERABI, National School of Applied Sciences, Khouribga, Morocco
QASMAOUI Youssef, Hassan 1st University, Settat, Morocco
SCIENTIFIC COMMITTEE
ABBADI BOUCHRA, Hassan 1st University, Settat, Morocco
AITHNARD PAUL HARRY, Africa Fintech Network, Ivory Coast
BALOUKI YOUSSEF, Hassan 1st University, Settat, Morocco
SHAKER NOHA, Africa Fintech Network, Egypt
DABOUNOU JAOUAD, Hassan 1st University, Settat, Morocco
DE KOCK ANDREW, Africa Fintech Network, South Africa
YASSINE MALEH, SMIEEE, National School of Applied Sciences, Khouribga, Morocco
NOREDDINE GHERABI, National School of Applied Sciences, Khouribga, Morocco
MAKHROUT MOHAMMED, ENCG, Hassan 1st University, Morocco
ELMEZOUARI SAID, Hassa 1 Universityer, Settat, Morocco
HABBA BADR, Cadi Ayyad University Marrakech, Morocco
HANSALI ABDERRAHIM, Cadi Ayyad University Marrakech, Morocco
HOHETE BERHAN AREFEANIE, Africa Fintech Network, Ethiopia
LEBZAR BOUCHRA, Cadi Ayyad University Marrakech, Morocco
MOUMOUN LAHCEN, Hassa 1 Universityer, Settat, Morocco
AMDJAR ABDERRAHIM, Hassa 1 Universityer, Settat, Morocco
MUDDU ZIANEH, Africa Fintech Network, Uganda
NIANE ABOUBAKR, Virtual University of Dakar, Senegal
OUMLIL RACHID, University Ibn Zohr Agadir, Morocco
OUHADI SAID, Cadi Ayyad University Marrakech Morocco
TEBBA MOHAMED JAMALEDDINE, Digital Morocco Foundation, Morocco
ASEA ALEX, Africa Fintech Network, Ivory Coast
GERVAIS MENDI, Senegal
YAO MESSAH, Togo
YVETTE LALONGO, Cameroon
AMIRA KADDOUR, Tunisia
Tegawendé Bissyandé, University of Luxembourg
Ahmat Mahamat, University of Chad
Ferda Özdemir Sönmez, Middle East Technical University, Turkey
Alireza Souri, Halic University, Istanbul, Turkey
Pedro Antonio Martin Cervantes, University of Almeria, Spain
Homero Toral Cruz, University of Quintana Roo, México
Sumaiya Thaseen, VIT University, India
Sang-Bing Tsai, University of Electronic Science and Technology of China, China
Xiaohong Yuan, North Carolina A&T State University, United States
Mohamed Amine Ferrag, Guelma University, Algeria
Abdelkebir Sahid, University Hassan 1st, Morocco
Abdelaziz Amara korba, Badji Mokhtar-Annaba University, Algeria
Jawad Awan, University of Sindh, Pakistan
Franklin, Kennesaw State University, Marietta Campus, United States
Xuping Huang, Advanced Institute of Industrial Technology, Japan
Yassine Sadqi, FP, Beni Mellal, Morocco
Giuseppe Ciaburro, Università della Campania Luigi Vanvitelli, Italy
Philippe Roose, University of Pau, France
Hridoy Mahanta, Assam Don Bosco University, India
Youssef Gahi, Ibn Tofail University, Kenitra, Morocco
Ranesh Kumar Naha, University of Tasmania, Australia
Mohammad Motiur Rahman, Daffodil International University, Bangladesh
Della Krachai Mohamed, University of Science and technologies of Oran, Algeria
Sheraz Anwar, Xiamen University, China
Khizar Hameed, University of Tasmania, Australia
Saad Motahhir, Sidi Mohamed Ben Abdellah University, ENSA, Fez, Morocco
Moez Esseghir, Technology University of Troyes, France
Samuelson W. Hong, SMIEEE, Oriental Institute of Technology, Taiwan
Gayatri Sunilkumar Pandi, LJ Institute of Engineering and Technology, Ahmedabad, India
Mohamed Nabil, Hassan 1st University, Morocco
Rossitza Goleva, New Bulgarian University, Bulgaria
Sheraz Anwar, Xiamen University, China
Abdultaofeek Abayomi, Durban, South Africa
Benabdellah Mohammed, Mohammed 1st University, Morocco
Luca Davoli, University of Parma, Italy
Hung-Jr Shiu, Tunghai University Taichung, Taiwan
Marta Chinnici, ENEA-C.R. CASACCIA, Italy
Paulo Gondim, Universidade de Brasília, Brazil
Rhoulami Khadija, Mohammed V University, Morocco
Yasmine Harbi, Ferhat Abbas University Setif, Algeria
Mani Zarei, IAU of Shahr-e-Qods, Tehran, Iran
Narina Thakur, Bharati Vidyapeeth College of Engineering New Delhi, India
Hongmei Chi, Florida A&M University, USA
Patel Ankit R., University of Minho, Guimaraes, Portugal
Gaurav Dhiman, Government Bikram College of Commerce, Patiala, India
Ujjwal Kc, University of Tasmania, Australia
Dalibor Dobrilovic, Technical Faculty “Mihajlo Pupin” Zrenjanin, Serbia
Prafulla Parlewar, City Development Corporation Pvt. Ltd., India
Badr Bentalha, Sidi Mohamed Ben Abdellah University, Morocco
Sheikh Shah Mohammad Motiur, Daffodil International University, Bangladesh
Wei-Chiang Hong, Jiangsu Normal University, China
Yes Duthen, IRIT, Toulouse University, France
Ghizlane Orhanou, Mohammed V University, Morocco
Hossain Shahriar, Kennesaw State University, USA
Swetha Goudar, KLS Gogte Institute of Technology, India
Mohiuddin Ahmed, Edith Cowan University, Australia
Khursheed Khursheed, King Saud University, Saudi Arabia
Bhabendu Kumar Mohanta, K L Deemed to be University, India
Cédric Stéphane KOUMETIO, Mohammed VI Polytechnic University, Morocco
Yilun Shang, Northumbria University, UK
Manish Kumar, Ramaiah Institute of Technology,Bangalore, India
Mohammed Jouhari, Qatar University, Qatar
Weizhi Meng, Technical University of Denmark, Denmark
Mfanasibili Ngwenya, University of South Africa, South Africa
Maiendra Moodley, Maiendra Moodley and Associates, South Africa
Mohammad Samadi Gharajeh, Polytechnic Institute of Porto, Portugal
Dipti Rana, Sardar Vallabhbhai National Institute of Technology, India